Explore the solutions we offer for your business
- General Liability
- Product Liability
- Professional Indemnity
- Employer’s Liability
- Directors and Officers (D&O) Liability
General Liability
General Liability Insurance covers businesses against claims made by third parties (clients, suppliers, members of the public, etc.) for accidental injury or damage to their property, caused in the course of the insured’s business, for which the insured is liable under law.
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Product Liability
Product Liability Insurance is aimed at businesses that manufacture, build, assemble or distribute products. It protects the insured against claims by third parties – for which the insured is liable under law – for personal injury or property damage caused by the insured’s products.
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Professional Indemnity
Professional Indemnity Insurance protects businesses which provide professional services that require specialised knowledge and training, such as medical doctors, lawyers, engineers, architects, insurance brokers, auditors, consultants, etc.
It protects the insured against claims by clients, for damages caused by errors or omissions, in the course of the insured’s professional activities.
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Employer’s Liability
Employer’s Liability Insurance protects businesses against claims from their employees, for job-related injury, illness or death.
Given the wide scope of cover provided by the compulsory Workman’s Compensation Insurance in Angola, there is a significant overlap between these two insurances. Nevertheless, it is common to see Employer’s Liability Insurance as a contractual obligation, especially in the Oil & Gas industry.
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Directors and Officers (D&O) Liability
Directors and Officers Liability Insurance protects the personal assets of such professionals from claims made against them by shareholders or third parties for alleged errors or omissions in the course of their duties. It covers not only legal defense costs, but also monetary damages awarded against the insured.
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